Choosing an IRA Beneficiary? Choose Wisely…

Author: Mark Rioboli, CFP®, CFS

Mark A. Rioboli, CFP®, CFS is Director of Wealth Management for Independence Advisors, bringing over 30 years of experience in the wealth management industry. Have a question for Mark? CLICK HERE TO ASK MARK

November 30, 2016  |  

I Retired Early! Now what do I do for healthcare?

Key Takeaways Plan ahead and work with your wealth advisor well before a retirement opportunity arises. Continue existing coverage through an early retirement package or COBRA if possible. Your healthcare premiums may be much higher after retirement. Congratulations, you scrimped and saved for retirement. You talked to your wealth advisor and finally pulled the plug.  […]

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September 1, 2016  |  

Can I Make Charitable Contributions From My IRA This Year?

Yes, if you qualify. The law authorizing qualified charitable distributions, or QCDs, has recently been made permanent by the Protecting Americans from Tax Hikes (PATH) Act of 2015. You simply instruct your IRA trustee to make a distribution directly from your IRA (other than a SEP or SIMPLE) to a qualified charity. You must be […]

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April 21, 2016  |  

Insurance – Don’t Set It and Forget It

Key Takeaways: People change over time and so their insurance needs change too. Insurance policy expenses and their underlying crediting rates can change over time Periodic insurance policy reviews are critical. Remember Ronco founder, Ron Popeil’s, signature tagline for his famous rotisserie oven– “Set it and forget it”?   That might be fine for cooking convenience, […]

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March 10, 2016  |  

Calculating Performance

Key Takeaways In what context should we consider performance? Avoid the most common mistake You can do-it-yourself to approximate performance The Role of performance The investment industry has historically focused on performance and little else, but there is so much more to client satisfaction than just a number. As we have previously written, investment performance […]

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