Buy vs Lease? Things to Consider When Shopping for a New Car

Month: July 2016

July 27, 2016  |  

Buy vs Lease? Things to Consider When Shopping for a New Car

After declining dramatically a few years ago, auto sales are up, leasing offers are back, and incentives and deals abound.  So if you’re in the market for a new vehicle, should you buy it or lease it?  To decide, you’ll need to consider how each option fits into your lifestyle and your budget.  Below is a list of tips to consider as well as a chart to help guide you along your way. Key Takeaways: […]

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July 20, 2016  |  

Is It Time to Refinance Your Mortgage?

As you may have seen recently, interest rates have dropped over the past few weeks.  While this trend doesn’t affect our firm’s long-term investment approach, it does provide many of you with some important financial planning considerations, especially if you have a mortgage on your home (or homes). Rock bottom interest rates make now a good time to consider refinancing. As an example, I bought a house back in December of 2015 and it looks […]

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July 14, 2016  |  

401(k) Investment Choices: Pros and Cons of Proprietary Funds

When it comes to employer-sponsored 401(k) retirement plans, there is a wide range of fund offerings and costs to consider. Depending on whom the plan sponsor is, as well as the size of the plan and the custodial platform used, plans can offer participants anywhere from 10 funds to choose from to five-dozen or more. Many plan sponsors offer (and strongly recommend) their own proprietary mutual funds within the fund line up. There are pros […]

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