How Much Income Do You Need in Retirement?

Month: September 2014

September 29, 2014  |  

How Much Income Do You Need in Retirement?

It is an often asked question, but one that does not have a singular answer. How do you determine what percentage of pre-retirement income you may need to maintain your desired lifestyle in retirement? Marlena Lee, PhD, of Dimensional addresses this important question in the following video: video platformvideo managementvideo solutionsvideo player More detailed information can be found in Marlena’s research paper “The Retirement Income Equation”. If you have questions about the material or how […]


September 24, 2014  |  


Keeping things basic is the key to successful investing, fly fishing and so many other human endeavors. Key Takeaways A simplified, low-cost, evidence-based portfolio is the best solution for most investors. The vast majority of investors don’t need hedge funds, structured notes, options, futures or day trading to be successful. If you have complex instruments or strategies in your portfolio, ask yourself if you really understand what they cost, what they are supposed to accomplish […]


September 4, 2014  |  

Is It Time for You to Invest Unconventionally?

The evidence says yes! Key Takeaways Research shows that investors in actively managed equity funds have earned only half of what they could have earned by investing in the unmanaged S&P 500. Conventional investing limits your returns due to the need for predictions, adverse investor behavior, media bias and the social element. Evidence-based investing is long-term, less costly, more disciplined and more diversified than conventional investing. There is a crisis in investing. Most investors simply […]


September 2, 2014  |  

Top Five Lessons I’ve Learned about Investing

Always be skeptical, focused, fact-based, cost-conscious and diversified. Key Takeaways After 30 years in business and after years as a NASD arbiter, I’ve learned a several key lessons that I use every day in my practice. Successful investors always maintain a healthy level of skepticism; they don’t rely on hunches and keep a close eye on costs. Great investors and their advisors stay disciplined and focused in all market climates and never put too many […]