2013 Year-End Tax Planning Considerations

Month: December 2013

December 17, 2013  |  

2013 Year-End Tax Planning Considerations

As the end of the 2013 tax year approaches, set aside some time to evaluate your situation. Here are some things to keep in mind as you consider potential year-end tax moves. The tax landscape has changed for higher-income individuals This year a new 39.6% federal income tax rate applies if your taxable income exceeds $400,000 ($450,000 if you’re married and file a joint return, $225,000 if you’re married and file separately). If your income […]

December 12, 2013  |  

How to avoid being stopped at the financial goal line…

Is it really surprising that so few investors reach their goals? Given the number of conflicting sources of investment advice, it’s no wonder that so few investors are able to earn the returns required to reach their investment goals (source: DALBAR 2012). Investors are constantly bombarded with varying opinions about stock prices, the economy, the political situation, etc. and are given an almost limitless list of reasons why or why not to be invested in the […]

December 10, 2013  |  

And the winner is…

We recently completed an experiment to make a point about market efficiency and the wisdom of crowds. The point of the experiment is that together, we know more than we do alone. The collective intellectual horsepower of the markets participants is tough to beat. Witness the failure of most investors to outperform simple benchmarks through market timing, stock picking and trend following. The good news is that even though you may not have won an […]

December 3, 2013  |  

And now for something completely different…

We are giving away an iPad Mini! Why? Of course, we are doing it to prove a point about market prices and investing. What’s the hook? There is no hook. Participating is as easy as looking at a photo of a jar of M&Ms and correctly guessing the number of M&Ms in the jar. We will keep the voting until 12am Eastern Time Dec 1st. At that time, we will review the guesses, select a […]