Buy vs Lease? Things to Consider When Shopping For a Car

Month: August 2013

August 28, 2013  |  

Buy vs Lease? Things to Consider When Shopping For a Car

After declining dramatically a few years ago, auto sales are up, leasing offers are back, and incentives and deals abound.  So if you’re in the market for a new vehicle, should you buy it or lease it?  To decide, you’ll need to consider how each option fits into your lifestyle and your budget.  The chart below shows some points to compare. Buying or Leasing Tips Shop wisely.  Advertised deals may be too good to be […]

August 23, 2013  |  

New Rules for Reverse Mortgages

Taking out a reverse mortgage typically was a last resort to provide cash flow for financially strapped individuals but recently Congress passed a new bill into law that opens the door for many other older Americans to take out a reverse mortgage. The question is however, whether this is a smart financial move or not. What is a Reverse Mortgage? In essence, reverse mortgages let homeowners who are at least 62 years old borrow against […]

August 16, 2013  |  

What is a Disclaimer of Property?

A disclaimer is an estate planning tool that allows you to redistribute transfers of assets or property by refusing to accept a gift, bequest, or other form of property transfer.  Once disclaimed, the property is then distributed to the next recipient.  The person disclaiming the property, a disclaimant, is not regarded as having received the property, or having transferred the property.  As a result, no gift, estate, or generation-skipping transfer tax is imposed on the […]

August 15, 2013  |  

Why Pattern Recognition Is Good For Snakes, But Not Stocks

The ability to recognize patterns helps you to survive, especially when it enables you to recognize and steer clear of danger. However, the value of pattern recognition is not universal. Unfortunately, this skill won’t help you thrive as an investor. Patterns Can Help You Avoid The Dangers of Everyday Life You may have learned this rhyme as a child to help you identify a poisonous snake: Red touches yellow, dangerous fellow. Red touches black, friend […]