Bringing Investors Perspective on the Presidential Election Cycle

Month: September 2012

September 20, 2012  |  

Bringing Investors Perspective on the Presidential Election Cycle

The following is a guest post from Dr Glenn Freed and Dr Andrew Berkman. ‘Tis the Season to Vote With both parties’ conventions recently behind us, many investors have now turned their attention to the impact that new presidential policy might have on the overall stock market. The press has been questioning how the outcome of the election will impact the business environment and the economy. All of a sudden, uncertainty around the election results […]

September 14, 2012  |  

Four Steps to a Healthy Retirement

When planning for your retirement, it’s easy to get lost in the details. After all, for most people retirement will last 20 years or more. If your retirement goal is to have a reliable income regardless of how long you live and what happens in the economy, there are four basic steps to help you achieve this goal. Step One: Develop Sources of Reliable Income The main sources of income for most includes Social Security, […]

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September 10, 2012  |  

$5.12 Million Gift Giving Window of Opportunity: 4 Months and Counting!

The Tax Relief Unemployment Insurance Reauthorization and Job Creation Act of 2011 increased the lifetime gift tax exemption to $5 million in the year 2011, and, with an inflationary adjustment, to $5.12 million in 2012. The 2010 Tax Act will sunset after Dec. 31, 2012, and under current law, the gift tax exemption is scheduled to revert to $1 million on Jan. 1, 2013. Thus, spouses who have not previously made substantial gifts have the […]

September 5, 2012  |  

Strategies for Improving After-Tax Returns

No one enjoys paying taxes. For some investors, minimizing taxes is their utmost concern. While it is never a bad thing to want to minimize the taxes you pay, investors should be more focused on maximizing their after-tax returns instead. While these two concepts seem as though they are the same thing, they are not. For example, let’s say your taxable income is subject to a low marginal tax rate. If you invest in municipal […]